3 Tips for Planning Your Monthly Mortgage Payment

3 Tips for Planning Your Monthly Mortgage Payment

 

Once you’ve purchased a home and decided on a move in date, it may seem like a lot of the hard stuff is over, but you still have one of the most important things relating to such a large purchase to think about: the payments! If you’re looking for a few tips on ways to approach your monthly payment, the following will steer you in the right direction so you can broach your mortgage schedule successfully.

 

Set Up A Payment Schedule

 

Many people have been in the situation of neglecting their phone or credit cards by forgetting about the payment due dates, but this can cause a lot of strife when it comes to an investment as large as your home. Instead of leaving it to chance, choose a day each month and ensure that your bank is transferring the funds over automatically so you never have to worry about missing a payment. This will help you retain a reputation as a responsible borrower and it means you won’t have to deal directly with this important expenditure each month.

 

Be Aware Of Ways To Pay

 

Instead of being in the dark about ways to pay your mortgage each month, talk to your bank about your options for making your monthly payments in a timely, hassle-free manner. Before you get into the nitty-gritty of home ownership, look into this as soon as you’ve signed off on the papers so you know the best way to approach each month. This will prepare you for your approximate total mortgage payment, including those ever-shifting interest charges.

 

Is It Really Affordable?

 

If you’re associated with a lender you trust, you’ve probably already been made aware of the amount of house you can and can’t afford, but ensure you’ve sat down and thought about what all the added interest on your home means. While it can certainly be a huge financial commitment for anyone to commit to a monthly mortgage payment, being able to swing the expense consistently is the difference between financial well-being and a purchase you’ll come to regret.

 

Making the decision to invest in a home can be one of the most exciting things you’ll commit to in adulthood, but ensure you’re aware of just what your monthly mortgage means so that it’s not something you’ll look back on. If you’re currently on the market for a home, you may want to contact one of our mortgage professionals for more information.

NextHome Treasure Valley

208.893.5555

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5 Tips for Listing Photos

5 Photo Shoot Tips for Amazing Listing Photos

Selling a home can certainly come down to a great location and the right price, but there is an art to taking a photo that will definitely help you win over some interested parties. If you’re looking for tips on how to effectively photograph your home, here are some ways to kick your listing up a notch.

1) Pick The Right Light        

It won’t even be worth your while to pick up the camera if the lighting is off, so make sure you capture your home in the middle of the day when natural light is at its peak. Instead of morning or night, when spaces can appear dim, turn on the lights during the day, let the sunlight flow in and shoot away!

 2)    Keep It Clutter Free        

While it’s common sense to clean up your home before committing anything to photography, it’s also important to be aware of any items that may catch the eye of the viewer and deflect interest away from your property. While there may be certain things you’re used to, if they stand out in the picture it might be better to move them outside of the frame.

 3) Don’t Forget The Details        

It’s easy to be focused on the exterior and room shots, but a few minor details here and there can give the viewer a better feel for your home, and may enable them to remember it. If you have striking kitchen tiles or a claw foot tub, don’t forget to add up-close images of these to your listing.

 4) Capture The Exterior        

The rooms and amenities of your house are definitely going to be what piques the buyer’s interest, but don’t forget about the exterior in all the shuffle. The outside of your home is the first thing that potential buyers will see, so catch it during the last hour of sunlight for maximum effect.

  5) Hire A Professional        

It’s entirely possible that you’re so busy looking for homes and getting organized that taking pictures is just another task to add to the list. Instead of taking on the photography yourself, you may want to contact a professional to do it for you who will know all the tricks of the trade.

The best impression your house will make should be in person, but it’s important to have great listing photos so you can draw potential buyers in. If you’re getting ready to put your home on the market, you may want to contact one of our real estate professionals for more information.

Contact NextHome Treasure Valley for amazing referrals to get your home looking “great”
Heath@NextHomeTreasureValley
208.893.5555

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NEXTHOME EXPANDS INTO THE STATE OF IDAHO WITH NEXTHOME TREASURE VALLEY

Ben Myers

Ben Myers

Pleasanton, CA— January 12, 2016 NextHome is proud to announce our newest addition to the franchise, NextHome Treasure Valley. This is the franchise’s first brokerage in the state of Idaho. BY IMRAN POLADI

Owned and operated by top producing real estate broker, Ben Myers, the office will provide residential real estate services to Meridian, Boise, Caldwell, Eagle, Nampa, Star, Middleton, Kuna and the remainder of the greater Boise area. The brokerage will also assist with the acquisitions and sales of multi-family properties.

Originally from the home construction side of the real estate industry, Myers started his career as a construction worker who built homes from the ground up. Focusing on the Sun Valley area of Idaho, Myers was able to work on all aspects of building a home – from foundation to finish.

While working outside during the builds, Myers recalls working in temperatures as low as 5 degrees and in weather conditions that would regularly snow for days at a time.

“Working in those types of conditions really helped me realize that I needed to work smarter, not harder,” recalled Myers. “I remember spending weeks building a home and then meeting the real estate agent who would come in to view the home, provide the marketing, and sell the home. I wanted to be a part of that process.”

In 2000, Myers obtained his real estate license and joined a local franchisee brokerage in Boise after seeing their advertisement in the paper. However, his career didn’t start off with a bang. It was more of a “thud”.

“In my first year in real estate, I sold a grand total of two houses,” said Myers. “I didn’t focus on the activities that would help me close more transactions. It took some tough love from my office manager to help me get on track.”

In June of 2001, his office manager sat Myers down and told him he was at a crossroads. Myers had to focus on doing what was needed to sell more homes, or go back to building the very homes he was trying to sell.

It worked.

NextHome-Treasure-Valley-Team1-790x500From July 2001 until the end of the year, Myers closed 17 transactions. It was the beginning of a six-year run where Myers sold between $5 million and $7 million annually in a market where the average sales price hovers around $175,000.

By the fall of 2008, Myers made the decision to go out on his own and opened Rocky Mountain Real Estate. He built the brokerage to 12 agents strong and turned it into a local powerhouse. While the company continued to increase market share, Myers realized he needed more tools to support his agents.

In summer of 2015, Myers received a postcard featuring a real estate franchise looking to open in the Boise market. Myers fully intended to remain an independent brokerage that would purchase the tools necessary for his agents, and did not want to affiliate with a franchise.

His office manager, Jenn Harrington, suggested they check out NextHome and make a decision after learning more details about the company’s offerings.

“I went into the phone call with the intention of ruling the company out,” said Myers. “The original one hour call turned into a three hour call because I kept asking questions and becoming more intrigued. After our call, we knew NextHome was for us.”

“During my original call with Ben, I could feel his hesitation about doing anything with a franchise,” recalls NextHome’s Vice President of Sales, Charis Moreno. “But as the call continued, I could hear that Ben’s interest was peaking and that he wanted to provide the best real estate tools to make his agents more productive. Under Ben’s leadership, the NextHome Treasure Valley team is the perfect group of real estate professionals to launch NextHome in Idaho.”

In addition to Harrington as the Office Manager, NextHome Treasure Valley has positioned Heath Van Patten as the brokerage’s General Manager. Van Patten will be responsible for the growth of the brokerage, while Harrington will focus on working with the agents and the day-to-day operation of the office.

Please join us in welcoming Ben, Heath, Jenn, and the rest of NextHome Treasure Valley to the NextHome family!

 

Interested in being a part of the NextHome Real Estate Franchise? Contact VP of Sales Charis Moreno at Charis@NextHome.com.

 

Each office is an independently owned and operated business.